We ask for basic information about you and your business. You will securely connect your bank information, so we can assess your business without having to submit paperwork or wait in line.

To qualify, your business needs to be at least one year old. Other credit and underwriting conditions must also be met in order to be eligible.

Maior is currently available in the following eleven U.S. states: California, Florida, Georgia, Illinois, Michigan, Missouri, New Jersey, North Carolina, Ohio, Pennsylvania, and Texas.

The Maior AI Loan is issued by MRV Banks.

We conduct a soft credit pull through Equifax for the owner of the business that will not impact your credit score.

Yes, you will need to unfreeze or thaw your credit with Equifax in order to get approved.

Our verification process collects information, such as your name, business name, home address, business addresses, phone numbers, industry, business tax ID, and social security number. We may request additional information or documents if they are needed during the underwriting process.

The application and approval process can take as little as 15 minutes.

Once a loan is requested and the loan agreement is signed, funds are sent to your connected account by the following business day. Availability of funds are subject to your bank’s funds clearing policies.

We review your business information through your operating checking account. This helps us determine the financial performance of your business.

If we are unable to approve your application at the time you apply, you can contact us to discuss your application and understand what factors influenced our decision. You can also reapply in 90 days or later when your business circumstances may have changed. If you ever have questions about your application, email us at support@maior.ai.

Your bank may restrict third-party authorizations. To resolve this, you can log into your bank account and authorize third-party access. This likely would be under the profile or settings pages within your bank account. Once you allow third-party access, then you can log back into your Maior application to complete it.

Reviewing the corresponding data gives us a full picture of your business in real-time without requiring you to submit paperwork. This helps us understand your business not just at the time of qualification, but also on an ongoing basis. Our continuous data connectivity keeps you eligible for offers in the future and ensures you have the right amount of funding at the right time based on your latest business performance.

Each applicant can only have one Maior account.