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Maior Privacy Policy
Effective 5/20/2025

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Maior AI Inc. and its subsidiaries and affiliates (collectively, “Maior AI Inc.”, “us” or “we”) understand that your privacy is important to you. We are committed to respecting your privacy and protecting your personal data, which is any information that is capable of identifying you as an individual person, collected via all websites or apps that post a link to this Privacy Policy (collectively, “the Sites”). This Privacy Policy describes how we handle and protect your personal data in connection with the Sites, in our capacity as data controllers. Please see our Terms of Use for more information about our online terms and policies in general.

1. Information We Collect 

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We may collect the following types of information:

  • Personal Information: Name, business name, email address, phone number, and other identifiers.

  • Financial Information: Bank account details, transaction history, and other financial data relevant to our services.

  • Technical Information: IP address, browser type, device identifiers, and usage information collected through cookies or similar technologies.

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2. How We Use Your Information 

 

We use your information to:

  • Provide and manage our credit evaluation and lending-related services;

  • Assess creditworthiness and make underwriting decisions;

  • Communicate with you about your account or our offerings;

  • Improve and optimize the Site;

  • Comply with legal and regulatory requirements.

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3. Use of Third-Party Services (Including Plaid) 

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We may use third-party services, including Plaid Inc. ("Plaid"), to securely access and transmit financial account data. By using our services, you authorize Maior to use Plaid to retrieve and share your financial information with us. This data is used solely to assess creditworthiness and support lending decisions. For more information on Plaid's privacy practices, please visit Plaid's Privacy Policy.

 

4. Sharing Your Information 

 

We may share your information with:

  • Service Providers: Vendors assisting in delivering our services (e.g., hosting, analytics, customer support);

  • Bank and Lending Partners: Institutions involved in origination or servicing of financial products;

  • Legal Authorities: When required by applicable law, regulation, or legal process.

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We do not sell your personal information.

 

5. Cookies and Tracking Technologies 

 

We use cookies and similar technologies to improve your experience and analyze Site usage. You may modify your browser settings to manage cookies.

 

6. Data Security 

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We implement commercially reasonable safeguards, including encryption and access controls, to protect your information from unauthorized access, loss, misuse, or alteration.

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7. Your Rights and Choices 

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You may have rights to access, correct, delete, or restrict use of your data depending on your location. To make a request, contact us at info@maior.ai.

 

8. Children’s Privacy 

 

Our services are not directed to children under 18. We do not knowingly collect data from minors.

 

9. Changes to This Policy 

 

We may update this Privacy Policy from time to time. Updates will be posted with a new effective date.

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10. Contact Us 

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For questions or requests, contact us at info@maior.ai.

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